e-fml Funeral Cash Plan

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e-FML Mobile Funeral Cash Plan


A life changing innovation from First Mutual Life Assurance Company
No forms, No hassles, – affordable funeral cover straight from your phone.

The e-FML Mobile Funeral Cash Plan is a unique funeral cover product which offers a cash benefit upon death of an insured person. The product allow for registration through mobile phones using a Starter Pack. The premiums and the cash benefit shall be paid in Zimbabwean Dollars (ZWL).


  • Affordable: A minimum of $15,000 cover from as little as $24.00 .
  • No medical underwriting required.
  • Convenient and easy registration and premium payments using the mobile phone.
  • Wide coverage as registration can be done through all mobile networks.
  • The e-FML Mobile Funeral Cash Plan offers a cash benefit thereby allowing flexibility on the choice of funeral service providers.
  • Policy can be taken over and above an existing Funeral Cash Plan policy.
  • Immediate cover for all accidental deaths, be it a snake bite or a road accident.
  • A short waiting period of three (3) months for all the other causes of death.
  • Wide branch network to ensure claims are processed in a timely manner.


Age Premium Rates Per $1,000
0-23 Years (Children) $0.80
24 – 65 Years $1.60
66 – 69 Years $3.20
70 – 74 Years $4.80
75 – 80 Years $7.60
Claim Notifications Contact Details

Mobile Number- 0778703208 / 0778703204 0772187437/ 0788515698/ 0788515699

WhatsApp No- (+263) 719703211


Mobile Money Payment Options

Ecocash Biller Code:             17123

OneMoney Biller Code:        22085