e-fml Funeral Cash Plan

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e-FML Mobile Funeral Cash Plan


A life changing innovation from First Mutual Life Assurance Company
No forms, No hassles, – affordable funeral cover straight from your phone.

The e-FML Mobile Funeral Cash Plan is a unique funeral cover product which offers a cash benefit upon death of an insured person. The product allow for registration through mobile phones using a Starter Pack. The premiums and the cash benefit shall be paid in United States Dollars or the prevailing currency subject to the law of Zimbabwe.


  • Affordable: $500.00 funeral cover from as little as 0.80c per month.
  • No medical underwriting required.
  • Convenient and easy registration and premium payments using the mobile phone.
  • Wide coverage as registration can be done through all mobile networks.
  • The e-FML Mobile Funeral Cash Plan offers a cash benefit thereby allowing flexibility on the choice of funeral service providers.
  • Policy can be taken over and above an existing Funeral Cash Plan policy.
  • Immediate cover for all accidental deaths, be it a snake bite or a road accident.
  • A short waiting period of three (3) months for all the other causes of death.
  • Wide branch network to ensure claims are processed in a timely manner.

There are four plans under the e-FML Mobile Funeral Cash Plan:

i. Premium rates for lives up to 65 years age next birthday


Cover Monthly Premiums Per Person
Adult Children
USD 500.00


USD 1,000.00


USD 2,000.00


USD 3,000.00



ii. Premium Rates for lives from 66 to 80 years age next birthday (requires separate registration):