e-fml Funeral Cash Plan

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e-FML Mobile Funeral Cash Plan


A life changing innovation from First Mutual Life Assurance Company
No forms, No hassles, – affordable funeral cover straight from your phone.

The e-FML Mobile Funeral Cash Plan is a unique funeral cover product which offers a cash benefit upon death of an insured person. The product allow for registration through mobile phones using a Starter Pack. The premiums and the cash benefit shall be paid in United States Dollars or the prevailing currency subject to the law of Zimbabwe.


  • Affordable: $1000.00 funeral cover from as little as $1.60c per month.
  • No medical underwriting required.
  • Convenient and easy registration and premium payments using the mobile phone.
  • Wide coverage as registration can be done through all mobile networks.
  • The e-FML Mobile Funeral Cash Plan offers a cash benefit thereby allowing flexibility on the choice of funeral service providers.
  • Policy can be taken over and above an existing Funeral Cash Plan policy.
  • Immediate cover for all accidental deaths, be it a snake bite or a road accident.
  • A short waiting period of three (3) months for all the other causes of death.
  • Wide branch network to ensure claims are processed in a timely manner.

There are four plans under the e-FML Mobile Funeral Cash Plan:

i. Premium rates for lives up to 65 years age next birthday


Cover Monthly Premiums Per Person
Adult Children
$ 6000.00


$ 7,500.00


$ 10,000.00


$ 15,000.00



ii. Premium Rates for lives from 66 to 80 years age next birthday (requires separate registration):